This system allows international payments to be made via local banking networks where transfers can be made in the sender’s own currency while receiving a preferential exchange rate. As payments are made locally to ICOT College, wire and receiver fees usually imposed by banks are eliminated.


Payments are processed within 48 hours and upon receipt of payment, the school begins the student enrolment process.


At ICOT College we understand that our international students often get frustrated by the added expense of transfer fees when paying their tuition and accommodation payments. To help our students, we have teamed up with TransferMate to help you pay your tuition fees without wasting precious funds on additional charges.

What are the benefits?

  • A Safer payment process
  • No international sender/receiver fees
  • Great exchange rates
  • 24-hour customer service from PaytoStudy
  • 24-hour online tracking of payments
  • Bulk payment options

PaytoStudy lets you make international payments for free, without paying international banking charges, while receiving competitive foreign exchange rates.

STEP 1. Visit the TransferMate website and complete the brief registration form. Click ‘YES’ you are ready to pay today and then select ‘Process Transaction’.

STEP 2. Transfer the funds to the advised bank account / or enter your credit card details.

STEP 3. For bank transfer only: Email with receipt of payment, a copy of your student passport, and your offer letter from ICOT College. You can simply take a picture of these documents using your smartphone

STEP 4. Once TransferMate receives your funds and required documents, they will transfer the funds to us and email you confirmation of payment. Sorted!


SumUp‘s proprietary, end-to-end payments platform is the first fully-certified EMV mPOS system in the world to cover the entire payment process: card terminals, Android and iOS mobile apps, a payment processing platform and risk and anti-fraud solutions.


PayPal is the faster, more secure way to pay online. It lets you pay for your favorite things at millions of online stores in the U.S. and across 203 global markets—all without the hassle of converting currency. So it’s just as easy to know how much you’re spending as it is to spend it. It’s free to sign up for a PayPal account and it’s safe to use: whether you are paying bills, sending money or making a purchase, PayPal works hard to keep your financial information secure.

Students with international bank accounts and debit/credit cards

International students with an overseas bank account or card can pay their fees and deposits through PaytoStudy in their own currency with no currency conversion fees and beneficial exchange rates. More about TransferMate.

No International sender/receiver fees

  • Preferential exchange rates
  • 24 hour online tracking of all payments
  • 24 hour Customer Service
  • Allows you to pay in your local currency & to a local bank account

TransferMate also accept China Union Pay.

Stripe guarantee a secure payment with 135+ currencies and dozens of payment methods. Businesses of every size — from new startups to public companies — use Stripe to make payments and manage their businesses online. 

Contact your student agent for more information.  

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